What are some possible liabilities of a business?

I have an accounting project (Gr. 10) and I'm doing a balance sheet for a nail salon. What are some liabilities that a nail salon would have? I have already included Bank Loan, Personal Loan, Income tax payable, HST payable, and three separate accounts payables. We need around 15 liabilities, what are some more that I can use? Creative ones are great too. Thanks in advance